SSO Chiranjeevi Health Insurance 2026: Policy Status & Hospital List

The Mukhyamantri Ayushman Arogya Yojana (formerly Chiranjeevi Swasthya Bima Yojana) (chiranjeevi.rajasthan.gov.in) is Rajasthan's revolutionary universal health insurance model. Providing up to ₹25 Lakh per family per year in cashless medical treatment, it safeguards citizens against catastrophic healthcare expenses across more than 1,700 covered medical and surgical packages.

Administered through the Rajasthan State Health Society and accessed directly via the Rajasthan SSO portal, the policy covers hospitalization, ICU care, diagnostics, implants, and 15 days of post-discharge medicines. In this detailed guide, we explain how to verify policy status, pay annual premiums, and locate empaneled private hospitals in 2026.

Key Features & Medical Cover Details

The health scheme offers comprehensive protection for every family resident in Rajasthan:

• ₹25 Lakh Cashless Hospitalization: Comprehensive coverage for complex surgeries including heart bypass, kidney transplants, neurosurgery, cancer chemotherapy, and joint replacements.
• Pre & Post-Hospitalization Care: Medical consultations and diagnostics covered 5 days prior to admission and 15 days post-discharge.
• No Family Member Limit: Every person recorded inside your Jan Aadhaar card is automatically covered. Newborn babies are covered without separate registration.
• Zero Waiting Period for Pre-Existing Diseases: From day one of policy activation, chronic conditions like hypertension, diabetes, and cardiovascular diseases are covered.

Free vs Paid Premium Categories

How to Check Policy Status via Jan Aadhaar

To verify whether your family's cashless coverage is currently active:

1. Navigate to the public verification page: https://chiranjeevi.rajasthan.gov.in.
2. Scroll to the section titled Registration Status (रजिस्ट्रेशन की स्थिति खोजें).
3. Enter your 10-digit Jan Aadhaar Number.
4. Click on the Search button.
5. The portal displays your family head name, father's name, eligible members, and the status field. If it says Yes, your policy is active and valid for cashless admission.

Online Premium Payment & Registration on SSO

If your status shows No and you belong to the general category, you can activate insurance online:

1. Log into your account at sso.rajasthan.gov.in.
2. Click on the Chiranjeevi Yojana application icon.
3. Choose your user category: Paid Category (₹850).
4. Enter your Jan Aadhaar number and verify via OTP.
5. Proceed to the online payment gateway using Net Banking, UPI, or Debit Card.
6. Upon payment of ₹850, download your policy acknowledgement slip. Coverage activates from the 1st of the following month.

Locating Empaneled Private & Govt Hospitals

More than 1,000 private multi-specialty hospitals and all government medical colleges in Rajasthan are empaneled:

• Visit chiranjeevi.rajasthan.gov.in.
• Click on Empaneled Hospitals List in the main navigation.
• Filter by District (e.g., Jaipur, Jodhpur, Kota, Ajmer) and Hospital Type (Private / Government).
• Filter by specialty such as Cardiology, Orthopedics, Oncology, or Gynecology.
• The table shows hospital addresses, contact numbers, and active Swasthya Margdarshak staff.

Step-by-Step Hospital Admission Protocol

When visiting a hospital for scheduled surgery or emergency treatment:

1. Visit the Swasthya Margdarshak Helpdesk located near the reception area of any empaneled hospital.
2. Present the patient's original Jan Aadhaar Card.
3. The Margdarshak verifies member eligibility via biometric thumbprint or mobile OTP.
4. The hospital admits the patient under the pre-authorized medical package without demanding cash deposits.
5. Upon discharge, verify the treatment summary sheet. The entire bill is settled directly by the state government with the hospital.

Major Surgeries & Medical Packages Covered Under Chiranjeevi Yojana

The health scheme encompasses more than 1,798 medical packages across major medical specialties:

Accidental Insurance Cover (Mukhyamantri Chiranjeevi Durghatna Bima)

In addition to the ₹25 Lakh health hospitalization protection, every family covered under the scheme automatically receives ₹10 Lakh Accidental Death & Disability Cover:

• ₹10 Lakh Death Benefit: Paid to nominee in the event of accidental death (road traffic accidents, drowning, electrocution, building collapse).
• ₹5 Lakh Disability Benefit: Disbursed in the event of complete permanent loss of both limbs, both eyes, or permanent paralysis.
• No separate premium is required for the accidental benefit; it triggers automatically through your registered Jan Aadhaar card.

What to Do if an Empaneled Hospital Demands Cash Deposits

Under government regulations, empaneled private hospitals are legally prohibited from demanding cash advances or medicine purchases from Chiranjeevi patients:

1. Locate the Swasthya Margdarshak Desk in the hospital reception area. Show your active policy printout.
2. If hospital administration insists on payment, dial the 24x7 Chiranjeevi Helpline immediately: 104 / 181.
3. Report the hospital name and patient Jan Aadhaar number. The State Health Society anti-fraud wing issues immediate notice to the hospital nodal manager.
4. You can also lodge a formal inquiry on the Rajasthan Sampark Portal to initiate disciplinary action.

चिरंजीवी स्वास्थ्य बीमा योजना से जुड़े मुख्य नियम (हिंदी सारांश)

मुख्यमंत्री आयुष्मान आरोग्य (चिरंजीवी) योजना के अंतर्गत राजस्थान के प्रत्येक परिवार को प्रतिवर्ष ₹25 लाख तक का कैशलेस इलाज सरकारी एवं संबद्ध निजी अस्पतालों में उपलब्ध कराया जाता है। राष्ट्रीय खाद्य सुरक्षा योजना (NFSA) से जुड़े परिवारों, लघु व सीमांत किसानों तथा संविदा कर्मियों के लिए यह बीमा पूर्णतः निशुल्क है।

अन्य सामान्य परिवार मात्र ₹850 का वार्षिक प्रीमियम जमा करके इस योजना का लाभ उठा सकते हैं। अस्पताल में भर्ती होने पर केवल जन आधार कार्ड प्रस्तुत करना होता है। किसी भी अस्पताल द्वारा पैसे मांगे जाने पर हेल्पलाइन नंबर 104 या 181 पर तुरंत शिकायत दर्ज करवाएं।

District-Wise Key Medical Centers Empaneled Under Chiranjeevi Scheme

Cashless healthcare benefits under Mukhyamantri Ayushman Arogya (Chiranjeevi) Yojana are honored across both premier government medical colleges and reputed private healthcare groups:

Documents Checklist Before Arriving at the Hospital

To ensure instantaneous admission at the Swasthya Margdarshak helpdesk without unexpected friction, carry:

• Original Jan Aadhaar Card: The physical plastic card or printed e-Jan Aadhaar sheet.
• Aadhaar Card of the Patient: For biometric thumb verification on the hospital terminal.
• Past Medical Prescriptions & Doctor Advice Notes: Documents indicating hospitalization or surgery advice.
• Mobile Phone Linked to Jan Aadhaar: Essential for receiving the digital admission and discharge approval OTPs.

How to Renew or Register for Chiranjeevi Scheme at an e-Mitra Center

If you do not have online banking or find the self-service portal difficult:

1. Visit any authorized e-Mitra kiosk across Rajasthan.
2. Provide your 10-digit Jan Aadhaar card number.
3. The operator verifies your family records and initiates payment for the general category (₹850 statutory fee + ₹20 service fee).
4. Collect your computerized receipt containing the government transaction GRN number. Keep this receipt safely as proof of policy renewal.

Understanding Package Rates & Patient Discharge Settlement Protocols

Under Mukhyamantri Ayushman Arogya (Chiranjeevi) Yojana guidelines, hospital packages operate on a comprehensive all-inclusive tariff structure:

• Zero Out-of-Pocket Expenses: The package rate includes surgeon fees, anesthesiologist charges, operation theatre (OT) usage, nursing fees, medicines, consumables (syringes, gloves, IV sets), implants (stents, mesh, prosthetic joints), and pathology laboratory investigations.
• 15-Day Take-Home Discharge Medication: On discharge, the empaneled hospital is legally required to provide 15 days of prescribed take-home medications without taking any payment from the patient.
• Mandatory Digital Photographic Confirmation: At discharge, the Swasthya Margdarshak captures a live photograph of the patient with the discharge summary sheet to ensure genuine service delivery and prevent hospital overbilling.

State Health Society Nodal Grievance Office & Helplines

Official Citizen Advisory: Recognizing Fake Portals & Phishing Scams (धोखाधड़ी से सावधान)

Due to the immense popularity of the Rajasthan Single Sign-On (RajSSO) platform, several fraudulent duplicate websites with similar domain names (such as .org, .net, or blogspot subdomains) attempt to harvest citizen passwords, Aadhaar numbers, and bank credentials.

To ensure 100% security when accessing government portals in 2026, adhere to these official cybersecurity precautions:

• Verify the Exact Domain Extension: All genuine government portals in India strictly end with .gov.in or .nic.in (such as sso.rajasthan.gov.in). Never enter credentials on unauthorized third-party URLs.
• Inspect the Browser Security Padlock: Ensure your browser address bar displays the HTTPS encryption lock icon. DoIT&C servers use 256-bit SSL encryption to protect data in transit.
• Government Officials Never Ask for OTPs: No officer from the Rajasthan Secretariat, e-Mitra helpdesk, or district collectorate will ever call you requesting your secret password, PIN, or SMS OTP over the phone.
• Immediate Cyber Complaint Reporting: If you suspect unauthorized access or cyber financial fraud, report immediately to the National Cyber Crime Portal at cybercrime.gov.in or dial the national cyber helpline 1930.